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In enhancement, customers for this sort of strategy could have serious lawful or criminal histories. It's important to note that different providers provide a variety of concern ages on their ensured problem policies as low as age 40 or as high as age 80 - funeral and final expense insurance. Some will certainly also offer greater stated value, approximately $40,000, and others will enable much better fatality advantage problems by enhancing the rate of interest rate with the return of premium or minimizing the number of years up until a complete survivor benefit is readily available